Owner-Operator Take-Home Pay Calculator

Check every load from your phone

BlueCollar Fleet's Load Check is free forever: real truck road miles, your own cost per mile, and TAKE IT / NEGOTIATE / PASS on every offer.

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Why gross revenue fools people

A $20,000 month can leave you with a few thousand dollars, or less, once fuel, the truck payment, insurance and maintenance come out, and taxes still have to be paid on the profit.

Set aside for taxes every week

Self-employed truckers usually owe income tax plus self-employment tax and make quarterly estimated payments. Many set aside a fixed percentage of profit each settlement. Your tax preparer can tell you the right percentage for you.

Questions

How much do owner-operators really make?

It varies widely with lanes, rates, miles and costs. The only number that matters is your own: revenue minus all costs minus taxes.

What percentage should I save for taxes?

Many owner-operators set aside 25 to 30 percent of profit, but your situation may differ. Ask a tax preparer.

Is per diem included?

Not here. Per diem can lower your taxable income. Use the per diem calculator for an estimate.

More free calculators

Load profit calculatorIs this load worth it? Rate per mile, profit and a counter-offer.Cost per mile calculatorYour real all-in cost to run each mile.Rate per mile and break-evenWhat a load pays per mile, and the lowest rate you can take.Deadhead calculatorWhat those empty miles really cost you.Fuel cost per tripFuel cost for a trip from miles, MPG and price.IFTA tax calculatorEstimate your quarterly IFTA tax due or credit by state.